Cards

AmEx Platinum Military: Understanding and Benefits

Irina Tsymbaliuk
AmEx Platinum Military

The Amex Platinum Card is a valuable tool for military service members, especially those frequently on the move due to travel duties. Recognizing the critical role of military personnel, the Amex Platinum Military Card is designed to ease their demanding lifestyles. This card offers significant savings on airfare, hotels, car rentals, and dining, making it invaluable for those on the move. Additionally, it allows members to earn rewards on everyday expenses, further enhancing its value.

Please note that active-duty US military personnel can take advantage of the SCRA (Servicemembers Civil Relief Act) and MLA (Military Lending Act) programs, which significantly reduce the financial burden on military service members.

Below, you’ll learn more about the key features and benefits of the Platinum Military American Express Card.

About The Amex Platinum Military Card

About The Amex Platinum Military Card

The American Express Platinum for military personnel offers the same benefits as a regular Platinum card, including the ability to earn bonus points that can be converted into discounts. However, the only significant difference is that military members receive additional perks that make this card a particularly valuable investment.

It’s important to note that the application process for obtaining a card for military members is the same as for civilians. Applicants must:

  • Meet the card approval conditions;
  • Have a credit rate above 700;
  • Be a member of the Amex program.

American Express Platinum Card Military Benefits

American Express Platinum Card Military Benefits

The American Express Military Platinum Card offers a lot of interesting features and perks designed for military service members. In addition to the standard earning of 5 points per dollar spent and bonuses for airline services, military personnel gain access to exclusive features that are included in the basic package.

The service members can expect a premium level of service in lounges and hotels, priority access to car rental, as well as relief from credit and commission fees. Here are some of the standout features:

Annual Fee Waiver for Military Members

For the American Express Platinum, a military fee waiver is the most powerful bonus available, guaranteeing military members protection from additional card fees. It works as follows:

  1. The military members get the opportunity to use the SCRA and MLA programs.
  2. The card's hefty annual fee is waived for active-duty service members, which is $695 for civilians.

Military members selflessly dedicate their lives and health to the nation’s service. While no compensation can truly measure their sacrifice, the benefits offered are a small yet meaningful token of appreciation.

Generous Welcome Offer

The American Express Platinum Card Military Account receives the same welcome bonus of 80,000 points for $8,000 within the first six months of owning the card. Given the relatively high salary of many military officers, it’s feasible to meet this requirement, earning additional points through various spending categories, including business expenses.

Statement Credits

The Platinum Card offers up to $1,500 in annual statement credits, including:

  • $300 in credits for Equinox services;
  • $240 digital for entertainment;
  • $200 in hotel credits;
  • $200 in Uber Cash;
  • Discounts at Walmart+ and several restaurants;
  • Credits for travel-related expenses such as booking tickets.

Please note that credits require enrollment in the partner network programs and meeting additional conditions, such as spending a certain amount to qualify.

Global Lounge Access

The benefits of the American Express military offers also include access to lounges in most countries worldwide. Thus, military personnel with Platinum cards can apply for preferential access to leisure facilities, enjoy privileges in local entertainment and dining areas, etc. Although many of these benefits are also available to civilian cardholders, military personnel on official business trips may receive additional perks.

Travel Benefits

For military members who travel frequently, the Platinum card enhances comfort and convenience. For example, with this payment instrument, military members can reimburse the costs of renting hotel rooms, booking passenger and airline tickets, and renting a car (mainly valid in the United States). This class of users also has additional baggage and rental insurance programs, which is a huge bonus to the other benefits.

Concierge Service

American Express military discount covers concierge services at partner hotels, regardless of their rank. In particular, if service members stay at a five-star hotel from the Amex partner network, they are guaranteed premium food and room services, as well as exclusive offers tailored to their needs.

Elite Status

The premium status of the Platinum cardholder, in tandem with the privileges and benefits of a military member, guarantees many additional benefits unavailable to civilians. For example, when booking tickets, hotel rooms, or cars, this category of users is offered the best available options with discounts. For example, if candidates need to rent a car, they can count on priority access to premium vehicles with a free driver and personalized delivery services.

No Foreign Transaction Fees

While the Platinum card typically charges transaction fees outside the U.S., Amex waives these fees for military members. This perk makes international transfers and ATM withdrawals more convenient and affordable, particularly during overseas deployments.

Amex Platinum Military Spouses

Amex Platinum Military Spouses

Amex Platinum Military benefits extend to the cardholder's family. Spouses and dependents can enjoy many of the same privileges, including accumulating points through shared spending. Add to this the ability to use a digital card in addition to a physical one, and you will get the maximum potential of enjoying the Platinum tariff.

Conclusion

The American Express Military Card (Platinum) is an exceptional payment solution tailored to the unique needs of U.S. service members and their families. With numerous benefits, including fee waivers and premium services, this card offers a valuable way to reward military personnel for their dedication and sacrifice. If you serve the nation, this card is designed to support and appreciate your commitment.