How to Add Money to PayPal from Your Debit Card: Step-by-Step Guide
Using PayPal as a payment method benefits users in many ways—it is convenient, reliable, fast, affordable, and safe. By maintaining a positive cash balance in your PayPal wallet, you can use this payment system without difficulties and delays.
The good news is that you can easily add cash to your account, if necessary, by simply using a bank card. So, how to add money to PayPal from a debit card? Keep reading to find out everything you should know about topping up your balance.
Requirements for Adding Money to PayPal from Your Debit Card
You can add money to PayPal in different ways. Top-up options available today include using connected bank accounts, linking credit and debit cards, crediting cash via the barcode generator, making P2P transactions, and more. Still, one of the most popular and convenient ways to deposit money is using a bank card. Everybody has one, right?
How to add money from a debit card to PayPal? At the account setup stage, the user can connect one or more bank accounts. It’s a straightforward process involving just a few simple steps. So, how to add money to PayPal with a debit card on the app or website?
Log Into Your PayPal Account
Open your browser or an app on your phone. Use your email and password to access your profile, then tap “Log in.”
Go to Your Wallet
When you are logged in, locate and Click on “Wallet” in the top menu.
Link Your Debit Card
If you haven’t already linked your debit card to your PayPal account, you’ll need to do so before adding money. Locate the “Link a debit or credit card” option.
Follow the required steps to add it to your profile. You will have to enter your debit card info, including its number, expiration date, security code (CVV), and billing address.
PayPal may require you to verify it. Follow the on-screen instructions for that. You might need to check its statement for a small charge and find the 4-digit code to confirm the desired card in your Wallet.
When you add your debit card to your PayPal profile, you can use it as a payment option to pay for goods or transfer funds to your balance.
Top Up Your PayPal Account
When your debit card is linked and confirmed, you can add cash from a debit card to PayPal. Navigate to your Wallet. Click on “Add money” below your balance. Select your linked debit card as the source of funds. Enter the amount you wish to transfer. Review the details and confirm the transaction.
When you add money to PayPal with a debit card, you aren’t charged any fees for such a transfer.
How do you add money to PayPal from a debit card shared by multiple users? Take into account that one debit card can only be linked to one PayPal profile. For example, if you and your friend or relative use the same bank card, only one of you can use it with a PayPal account.
Verify the Transfer
Check your PayPal balance to ensure the funds have been added. Monitor your bank account to confirm the transfer is complete and no unauthorized charges have occurred.
Sometimes, PayPal might not accept your debit card. If we look past obvious reasons, like its expiration or if you register it to another PayPal account, the issue might be PayPal’s acceptance. Even though it supports all the major brands, there still might be exceptions, like for American Express.
