How to Send Money from Apple Pay to Cash App
In a digital-first world, managing money across different platforms has never been more convenient. Whether you're splitting dinner with friends, paying for groceries, or sending money to family, digital wallets make moving funds fast and effortless.
However, with so many digital payment options at our fingertips, it’s easy to forget that they don’t all connect seamlessly. For example, Apple Pay and Cash App are both incredibly popular for sending and receiving money — but transferring funds between them isn’t as simple as tapping a button.
In this guide, we will break down how to add money to Cash App from Apple Pay in clear, practical steps, ensuring a smooth, hassle-free experience.
Can You Send Money Directly from Apple Pay to Cash App?
Can you transfer money from Apple Pay to Cash App? The short answer to this question is “Not directly.” Even though nearly 70% of Apple Pay users also use Cash App, these platforms don’t support direct transfers between one another.
Apple Pay is primarily works as a digital wallet, storing funds and linking to your cards, while Cash App is a peer-to-peer payment app with its own balance system. Because they operate on separate platforms with different infrastructures and security features, there’s no one-tap button built-in way to move money from Apple Pay to Cash App. That said, it doesn’t mean that transferring funds is impossible, it just takes a few simple extra steps using a linked bank account as the bridge.
How to Transfer Money from Apple Pay to Cash App: 3 Simple Steps
Though similar at a glance, Apple Pay and Cash App offer distinct advantages, each solution has its strengths that make it a preferable choice for users. Thus, Apple Pay is a prime option for Apple device users, distinguished by strong security and seamless in-app, in-store, and online payments. Meanwhile, Cash App works across both Android and iOS devices and includes features like investing and cryptocurrency purchases.
Since Apple Pay and Cash App don’t have a built-in connection for direct transfers, you’ll need a small workaround to transfer money from Apple Pay to Cash App, like using your bank account as the middleman.
Transfer Money from Apple Pay to Your Linked Bank Account
Your Apple Pay funds, specifically your Apple Cash balance, are stored in your Apple Wallet. To send money from Apple Pay to Cash App, the first step is to move it to your linked bank account.
- Open the Wallet app on your iPhone.
- Tap on your Apple Cash card.
- Tap the “More” button or select “Transfer to Bank” option.
- Enter the amount you want to transfer and tap “Next.”
- Choose an instant transfer to send funds to your bank-linked card within minutes (entailing a small fee of around 1.5% of the amount). Or pick a common free transfer to your bank account, which will take from 1 to 3 business days.
- Confirm the transfer. You’ll receive a notification when the funds are deposited in your bank account.
Add Funds From Your Bank Account to Cash App
The final step in the process is once your money reaches your bank account, it’s time to transfer it into Cash App. Fortunately, this requires just a few simple taps on your smartphone:
- Go to your Cash App and find the Money tab.
- Tap “Add Cash” and enter the desired amount.
- Tap “Add,” then confirm the transaction with your PIN, Face ID or fingerprint.
The money will now be transferred from your bank account to your Cash App, typically instantly. However, when juggling transfers, don’t forget to consider both Apple Pay and Cash App transfer limits to make sure you send the correct amount.
Use Your Cash App Card with Apple Pay
Want to skip the transfer back and forth? Here’s a smart shortcut: add your Cash App Visa debit card to Apple Pay. Although it doesn’t transfer funds between the two apps, this feature lets you to spend your Cash App balance directly using Apple Pay, which is great for quick payments without needing to move money between accounts.
- Open the Cash App and tap the Cash Card icon.
- Select “Add to Apple Pay.”
- Follow the simple on-screen instructions to complete the process.
Once added, when you check out with Apple Pay, you’ll be able to choose your Cash Card as the payment method.
