Payment systems

Top 5 Tips for Safe and Successful Online Shopping with PayPal

Irina Tsymbaliuk

It often happens that the more we do something, the more suspicious we get about its correctness or even safety. Just the same relates to the widespread and so comfortable online shopping. At present, this industry has won the trust of 2+ billion people all over the world. No surprise that some of them, as well as you, while reading this post, keep wondering how safe PayPal is to use for online shopping.

Well, PayPal stands out as a secure and popular online payment platform. Still, there are some pinpoints to remember to shop online safely. And right now, we are going to share them with you.

Create a Strong and Unique Password for Your PayPal Account 

Is it safe to pay with PayPal? Compromised PayPal accounts can be a disaster for the account owner and the company's reputation. Therefore, PayPal enforces strict policies to ensure users pay attention to their password security.

Here are some considerations for creating it:

  1. Make sure your password is more than 8 characters long. 
  2. Use lowercase and uppercase letters, numbers, and special symbols. 
  3. Avoid using anything associated with you, be it words or numbers, such as pet names, family names, or birthdates. 
  4. Intentionally misspelled words add to the security. Using obscure or backward-spelled words is also an excellent idea, as they are difficult for attackers to guess.

Among secure payment methods to link to a PayPal account, we would like to mention:

  1. Credit and debit cards. They often provide additional security measures, including reporting fraud and liability limits.
  2. Bank accounts with two-factor authentication. This option allows you to transfer funds between your bank and PayPal securely. 
  3. Digital wallets. Most of them use encryption technology and tokenization to protect your payment information.

So, is PayPal safe to use? Absolutely yes, when you consider the mentioned recommendations to link your account. 

Use Secure Connections and Avoid Public Wi-Fi

For secure online shopping, prioritize reputable and reliable websites with encryption (HTTPS) and trust seals. These measures protect your personal and financial information by minimizing interception risks. 

Furthermore, avoid public Wi-Fi networks. Usually, they cannot stay against hackers who can compromise your data. Instead, use secure and private connections like personal Wi-Fi or a VPN. 

Always Remember about Buyer Protection

Is it safe to use PayPal with strangers? No, it is a kind of bad idea. But you can take advantage of PayPal's buyer protection programs. 

Protection for Unauthorized Transactions

If you notice any suspicious activity or unauthorized charges on your PayPal account, you can report it promptly. PayPal investigates such cases and, if eligible, reimburses the funds that were fraudulently taken from your account.

Buyer Complaints and Seller Accountability

PayPal encourages open communication between buyers and sellers to resolve disputes, ensuring a safer and more satisfactory shopping experience.

Refunds and Returns

If a buyer is unhappy with a purchase and it is difficult to resolve with the seller, they can get PayPal's help. PayPal will then issue a refund to the buyer if appropriate.

Check Your PayPal Account Regularly for Unusual Activity

To maintain the security of your PayPal account, remember to monitor your account for any suspicious transactions. This will help you detect unauthorized charges and potential fraud. Also, reporting any unusual activity promptly to PayPal's customer support allows for effective investigation and resolution of security breaches. 

Additionally, enabling email notifications and alerts from PayPal provides immediate updates on account activity, adding an extra layer of security to your internet safety. 


Over the past few years, PayPal has emerged as an incredibly handy provider of almost universally accepted online payment services. With just a few clicks, PayPal enables bill payments, eBay purchases, and money transfers. 

In this post, we tried to answer, “Is it safe to use PayPal?” And, YES! This payment system is fully secure if you follow our tips. We believe they can also enhance your overall online shopping experience with PayPal. 

Consider Rates as Your Trusted Partner

Is using PayPal safe for daily transactions? Of course, it is safe. You can apply it for online shopping or business purposes. Moreover, to improve your experience with PayPal, rely on Rates! 

This platform guarantees you actual and precise information on currency exchange rates. Rest assured that it is updated daily with an interval of 5 minutes, and you can see relevant for your city exchange rates. So, do not hesitate to take a look at it! 


How safe is it to use a debit card in PayPal?

Using a debit card in PayPal is generally safe. PayPal employs encryption and secure storage of card details to protect your information. They offer buyer protection by reporting fraud. Also, PayPal provides effective two-factor authentication.

How to use PayPal for online shopping?

Increase internet safety during online shopping with PayPal:

  1. Find an online store that accepts PayPal.
  2. Select your items and proceed to checkout.
  3. Choose PayPal as your payment method.
  4. Log in to your PayPal account.
  5. Review the payment details and confirm the transaction.
  6. You may be redirected to the merchant's website or receive a confirmation page for the completed purchase.

Is it safe to use public Wi-Fi while using PayPal?

No, it is not, as public Wi-Fi can cause many problems, like hacked password security. Instead, opt for reliable and private connections such as personal Wi-Fi or a VPN to safeguard your information.