How to Set Up a PayPal Personal Account?

PayPal is among the most popular services that remote businesses use to handle online money transfers. When you create a PayPal personal account, you get not only an easy-to-use payment processor but also support for multiple currencies and even international transactions. PayPal boasts an above-average level of buyer and seller protection, giving businesses even more reasons to partner with this service.

To send or receive money via PayPal, all you need is an active account. If you don’t have one yet, we’ve prepared a simple step-by-step registration guide to make the process easier for you.

What is PayPal?

But before we give you instructions on how to create a PayPal personal account online, let’s make sure the service actually meets your financial needs. On a basic level, PayPal is a modern payment system used to send and receive money internationally. Its notable benefits include a high level of convenience, worldwide availability, and strong buyer & seller protection. A PayPal business account includes an even wider range of features, including invoicing, access to payment processing solutions, and integration with various e-commerce platforms.

Once you link your credit card, debit card, or bank account to PayPal, you can start using it for online shopping right away. The vast majority of online stores now offer PayPal as a payment option on checkout, so if your financial information is in place, you can purchase a product with just a click. If you want to try out all of these amazing features, you’ll need a personal PayPal account first.

Step 1: Creating a personal PayPal account

#1 Choose your OS

To create a new PayPal personal account, jump on your favorite browser, go to PayPal’s website, and tap on the Sign Up button. You can also download the official PayPal mobile app for your iOS or Android device.

#2 Get personal

You’re probably reading this guide because you’re curious about how to open a personal PayPal account. So, choose the Personal account type and tap Get Started. State your actual location when PayPal asks where you’re registered as a resident to avoid potential issues in the future. Then proceed to Get Started.

State your location honestly when PayPal asks where you’re registered as a resident to avoid problematic financial laws and transaction rejection. Then proceed with Get Started again.

#3 Let them reach you

Enter your active mobile number, click Next, and insert the security code you’ll receive via SMS.security code from an SMS.

#4 Create your profile

Provide PayPal with your personal information:

• Email address.
• First and last name.
• Password (follow PayPal’s instructions to set up a safe one).

After confirming your password, hit Next.

#5 Tell them more

Provide your billing address and the necessary personal details from your passport or National ID. You’ll be required to provide:

• Nationality.
• Date of birth.
• Addresses.
• Postal code & locality.

Check the boxes and tap Agree and Create Account, and your new account will be ready for use! We hope this little guide on how to create a personal account on PayPal cleared any questions you might have had.

Step 2: Adding payment methods to a personal PayPal account

Now that you know how to set up a PayPal personal account, let’s talk about how to link your preferred payment method to it.

1. Add your card details when signing up

Right after setting up an account, you’ll be directed to a page asking you to link a card:

1. Enter your card number.
2. Select the card type.
3. State the expiration date.
4. Enter a CVC code (three digits on the back of your card).
5. Provide a billing address if it differs from your personal one.
6. Click Link Card.

The platform will redirect you to your bank’s authentication page — enter a confirmation code you receive. That’s all!

2. Link your bank account

• Go to the Wallet tab and click Link a bank in the Bank Accounts section.

• Find your bank on PayPal’s list and sign in to your online bank account, then hit Agree and Link.

Step 3: Verifying your account information

The final and most crucial step you will need to take when creating an account is to verify your account information. To do this, you’ll need to:

Verify your mobile number

1. Go to Settings, find the Phone Numbers section, and click Confirm.
2. Enter the confirmation code you’ll receive via SMS.

Verify your email address

1. After you’ve added your email to the PayPal profile, check your email inbox for a message from the company. Alternatively, go to Notifications/Settings and tap Confirm Email Address.

   

2. Click the link PayPal sent you via email.
3. Enter your password on a page you’ve been redirected to and click Confirm.

Once the verification process is complete, you should get full access to your new account. If you experience any issues, you can always contact PayPal customer support.

Handle your money easily and safely

PayPal has been the biggest player among the payment systems for a long time now, and this is not at all surprising. Shopping, saving, donating, paying bills — whatever you want to do with your income, you can accomplish it with PayPal. The service supports a range of different currencies and can be used internationally, which is why it is so popular among freelancers. You can also upgrade your personal account to a business one, which requires additional information like EIN or SSN.

We hope that now you can create a PayPal personal account online without any trouble.nline is easy when your payment method is already linked to your account. All you have to do to pay is click the PayPal button during checkout in an online store. If you are not logged into your account, you will have to enter your email and password.