How to Add Money to PayPal Account: 5 Best Ways

PayPal is a popular international electronic payment system for online shopping and money transfers. Suppose you frequently use this platform to send and receive money. In that case, you may be interested in learning about the benefits of using PayPal, as well as whether PayPal can convert currency. Understanding these features will help you make the most of the platform’s features for secure and efficient transactions.

If you're wondering, ”How to add money to PayPal without a bank account? Can I add money to PayPal with a credit card? How to add money to PayPal without a bank account?”, there are several methods available. Let’s review all the top-up options so you can choose the most convenient one.

Add Funds to Your PayPal Balance by Linking Your Bank Account

One of the easiest ways of how to top up PayPal balance is by transferring money from your bank account in the following way:

1. Open up your app and select “Wallet.”
2. Click “Transfer money” and then “Top up balance.”
3. Select your linked bank account.
4. Enter the desired amount and click “Add.”

The transferred funds will be available in a few days. This method is free, but keep in mind that the bank and PayPal accounts must be registered under the same name.

Add Money to Your PayPal Account by Using a Debit or Credit Card

You may also wonder how to add money to PayPal with a credit card. This is another top-up option, which, however, is not always available. It all depends on your account settings. So, how do you add funds to your PayPal using a debit or credit card, and what needs to be done to do this:

1. Open your PayPal Wallet.
2. Select “Link a debit or credit card.”
3. Follow the necessary steps to connect the card manually or automatically.

Once linked, you can add funds to your PayPal balance just like you would with a bank account. All you have to do is choose a credit or debit card as the payment source instead of a bank account.

Top up Your PayPal by Receiving Payments

If you’re wondering how to add money to PayPal without a bank account, you should consider asking your friends or family to send you funds. They only need to know the email address linked to your PayPal account.

The primary and perhaps only drawback of this option is that the sender may have to pay a fee, which depends on their country. However, if the transfer is made between two PayPal accounts in the same currency and not cross-border, no fees apply.

Add Cash to Your PayPal Balance with PayPal Cash Card

One more method to add money to your balance is through a PayPal Cash Plus account:

1. Log in to PayPal and click “More.”
2. Select “Add Cash,” choose a retailer you want to visit and generate a barcode.
3. Take the created barcode and cash to the retailer. The cashier will scan the barcode and add the money to your PayPal balance.

Keep in mind that the barcode’s validity period is only 60 minutes. Also, be aware of the PayPal transfer limit when adding funds.

Add Cash to Your PayPal Account at Partner Stores

Another option on how to add money to PayPal that you may not be aware of is adding cash to your balance at some select retail stores. The process is simple:

• You need to either generate a barcode in the app or swipe your PayPal debit card at the register.
• Next, you should hand over the cash at the register and request that it be added to your PayPal account.

Conclusion

Now you know how to add money to PayPal from your credit card, transfer funds from your linked bank account, and even convert cash into a PayPal balance at a range of partner stores. By reviewing these top methods of replenishing the balance and instructions, you can select the best option for your needs.

If you’re unable to add money to your PayPal e-wallet, there may be several reasons, such as your account being restricted or the method you are trying to use not being available in your country.

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